FHA and VA Mortgages

FHA Mortgages

The Federal Housing Administration is an agency of the U.S. Department of Housing and Urban Development (HUD). Its main activity is the insuring of residential mortgage loans made by private lenders. The FHA sets standards for construction and underwriting but does not lend money or plan or construct housing.

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VA Mortgages

Veterans Affairs mortgages are guaranteed by the Department of Veterans Affairs (VA), sometimes called government mortgages.

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